Plan your finances with confidence before, during, and after maternity leave.


🪴 Step 1: Estimate Time Off & Income Gap

👉 Figure out how long you’ll be on leave and what income (if any) you’ll receive.

Table: Leave Planning

Item Amount Notes
Monthly expenses €_____ Rent, food, bills
Employer pay during leave €_____ % of salary or flat allowance
State benefits €_____ Check eligibility
Gap per month €_____ Expenses – income

đź’µ Step 2: Build Your Savings Buffer

👉 Multiply your monthly gap by the number of months you’ll be on leave.

Example:

If your gap = €1,000/month and leave = 6 months → you’ll need €6,000 saved.

💡 Tip: Start setting aside a fixed amount now into a “Maternity Fund”.


🏥 Step 3: Benefits & Insurance Check

âś” Review what your employer and country offer.

âś” Confirm health insurance coverage for you + baby.

âś” Look into childcare subsidies or parental leave extensions.

📌 Use a callout box in Notion to list what applies to you.


📉 Step 4: Adjust Monthly Expenses